Making your dream home a reality

Thomas Honour is a friendly home-buying specialist providing straightforward and relaxed mortgage advice across Brackley and beyond.

Whether you’re looking to get your foot on the property ladder, move to a bigger home or change your mortgage deal, we can help. 

Because for us, what truly matters is you.

Mortgage & Protection Services

Taking out a mortgage is renowned for being a really stressful process. 

The numerous mortgage products and industry-specific jargon can leave you feeling overwhelmed and often scared of making the wrong decision.

That’s why we make the process as simple as possible so that you don’t have to fret.

We can help if you want to know:

We provide expert advice for first-time buyers, home movers and property investors. We have relationships with key lenders in the UK mortgage market, including those private banks who do not have a high-street presence, to guarantee you get the best mortgage deal.

Our Services Include

Mortgages & Loans

We search the whole of the UK mortgage market to enable you to grab the property you want. From First Time Buyers, Remortgages, Home Movers, Joint Borrower/ Sole Proprietor Mortgage, Buy-To-Let Mortgages, Limited Company Buy-To-Let Mortgage, HMO Mortgages to Help-To-Buy Equity Loans, Shared Ownership, Second Charge Mortgages, Bridging Finance, and Specialist Mortgages, we have you covered when it comes to finding the deal that’s right for you.

Insurance & Protection

Although sometimes the best things in life come with risks ‒ from investing in property, starting a business to having your first child ‒ ensuring you and your loved ones are protected is always in your best interest. Taking the right insurance to cover you for life’s mishaps not only can provide you with peace of mind, but long-term financial stability.

Google Reviews

  • Tom and his team helped us throughout the mortgage process. As first time buyers, the process seemed daunting, yet, was made hassle free from the start.We are so happy with our experience that we will be returning customers once our mortgage needs renewing.Highly recommend Thomas Honour Mortgage Services.

    Adam Cox Avatar
    Adam Cox
  • Tom and his team have been absolutely brilliant, from the first meeting where I was enrolled in the process, and throughout each and every step! They have been incredibly clear, quick with responses and forthcoming with all communications. I highly recommend their services it has completely taken the pressure off and been an absolute breeze!

    Georgina Wildin Avatar
    Georgina Wildin
  • Great experience with TH from start to finish. Very good communication all the way through to us getting into the new house

    Adam Nadin Avatar
    Adam Nadin
  • Thomas personally helped us through the first stages of buying our first home, we had spoken to Thomas a few times while arranging our Mortgage Ready Certificate, but when it came to putting in an offer it was very short notice and we were given a 24hr deadline for offers from the estate agents, being first time buyers offering on a house that needed quite a fair chunk of work done we had no idea how much of our savings we could keep for said work, but Tom shuffled around multiple meetings to make time for us that day and... read more

    Kay delange Avatar
    Kay delange
  • We cant recommend Thomas enough. He was brilhante since day one. Got us s great deal and communicate with us regular.He also guide us on the best way to deal with our Help to buy.We will use him again in futur.Great job Tom. Was a pleasure working with you.

    Filipa Turner Avatar
    Filipa Turner
  • The service at Thomas Honour mortgages is absolutely outstanding and I can’t recommend them enough! From dealing with my enquiry at the start, right through to completing my mortgage, it felt like the team always went above and beyond and worked around the clock to secure my mortgage. The staff are approachable and friendly whilst always maintaining professionalism. I was super impressed with their quick turn around time and how responsive they always were. Do yourself a favour and pick Thomas Honour Mortgages and you will not be disappointed!I could not recommend them enough!

    Charlotte Foster Avatar
    Charlotte Foster
  • Incredibly detailed service and made the whole process very straightforward. Thank you so much for making our dream come true.

    Mike Hurst Avatar
    Mike Hurst
  • Thomas and his team have been outstanding in arranging our mortgage, where due to three different purchases not completing we needed to repeatedly adjust our requirements. Throughout the process Thomas and his team remained engaged, supportive and seamlessly arranged the mortgage we required enabling us to focus our time on other things. I would highly recommend Thomas Honour mortgage services.

    Colin Rowe Avatar
    Colin Rowe
  • Thomas and his team have been fantastic throughout, their communication has been brilliant. We will definitely be using them again! Thank you.

    Alice Brown Avatar
    Alice Brown
  • Tom and his team were fantastic from start to finish, always available for any queries. Made the whole process very straightforward. Thanks again TomChris

    Chris Merritt Avatar
    Chris Merritt
  • Tom managed to get us a mortgage at a great rate when my bank couldn't lend to us due to our circumstances, he was positive but realistic and managed to get us an offer in 3 weeks, getting us back on track. Communication was very good.

    Jenny Pearson Avatar
    Jenny Pearson
  • I would highly recommend Thomas Honour Mortgage Services. As first time buyers we really didnt have much of an idea of what to do when going through the process of buying our first house, but Tom was absolutely fantastic and walked us through the whole process. There was definitely no such thing as a "silly question" and Tom and the team supported us every step of the way. Highly reliable, efficient and professional and would recommend to everyone.

    Amy Lishman Avatar
    Amy Lishman
  • The biggest thank you to Tom and Joseph for all of their help in securing a mortgage for me on my new home and for completing everything before the stamp duty holiday ended. At such an incredibly busy time they made everything less stressful and for that I am so grateful.This is a fantastic local company and I am so pleased I chose to use their services. They are professional, helpful, proactive and great at keeping you informed every step of the way.I would recommend them highly!

    Jane Allen Avatar
    Jane Allen
  • Can’t recommend highly enough! Tom and the team have been so helpful and have made the whole process informative and stress free for a first time buyer. Tom has gone above and beyond to help me out, and both him and the team have always been completely responsive and helpful - thanks everyone!

    Lauren Judge Avatar
    Lauren Judge
  • Tom was our mortgage advisor for buying our new property as a first time buyer. After having many issues with our previous mortgage advisor I came straight to Tom who responded within minutes and got me an offer the same day! The first few months of buying our property was extremely stressful and I felt like giving up, but as soon as I got into contact with Tom he made everything make sense and so much easier and less stressful for us both (Myself & My Partner). I had a lot of help from Joe as well, and he was... read more

    chloe mcculloch Avatar
    chloe mcculloch
  • I can't recommend Thomas Honour Mortgage Services highly enough! I found them to be very professional along with being very knowledgeable. We used Tom and his team to buy our second house but we knew the experience to when we bought our first house would be different as we were then first time buyers with no chain. Tom explained everything we needed to know and his knowledge proved invaluable in all areas of the sale and then purchase of our new home.Any queries that we had were answered in a timely fashion and it made the process as stress free... read more

    Luke Phillips Avatar
    Luke Phillips
  • I would recommend Thomas to anyone who is looking for an honest and hard working broker. As first time buyers Thomas look after us explained everything every step of the way. His team made a stressful process much easier to deal with.Brilliant broker with a great hard working team (especially Joseph) who are never to busy to answer questions and always keep you updated.Highly recommend using Thomas Honnor first class services.

    Jack Avery Avatar
    Jack Avery
  • I can highly recommend Thomas Honour Mortgage Services. I have found them to be very professional and a pleasure to deal with. They are very knowledgeable, quick to respond to any questions you have and help make the entire process as stress free as possible. Keep up the great work 🙂

    Alex Breach Avatar
    Alex Breach
  • Thomas and his team provided us with a fantastic level of support and expertise throughout our mortgage experience. They have a very friendly yet professional approach and ensured we were fully informed and involved during the application process. We cannot recommend them highly enough!

    timgurney Avatar
  • Fantastic family run business with outstanding knowledge of the industry, very professional and always quick to update and provide service.I would not hesitate to recommend Tom and the team, we will be using and recommending Tom for all our mortgage needs moving forwards

    Sarah Hanlon Avatar
    Sarah Hanlon

About Us

Thomas Honour Mortgage Services is a family-run business, born from a deep desire to help people make their dreams a reality and obtain the finance they need for the property they want.

Today, they are a passionate team of three, committed to delivering a welcoming, professional service which enables people to gain access to better deals, leading to a happier lifestyle.

Friendly, relaxed and straightforward mortgage and protection advice in Brackley and Beyond


You’ll find a variety of articles about mortgages, property and everything in between!

Video Resources

First Time Buyer Stories. Episode 3: Joe & Natalie

Welcome to episode 3 of “First Time Buyer Stories” where I chat with ‘real-life’ first time buyers, Joe & Jen who will give you some insight on their own home buying journey. 🏠

They will also share some hints and tips to help you make better home-buying decisions. If you are a first time buyer then you can’t afford to miss this!

First Time Buyer Stories. Episode 2: Joe & Natalie

Welcome to episode 2 of “First Time Buyer Stories” where I chat with ‘real-life’ first time buyers, Joe & Natalie who will give you some insight on their own home buying journey. 🏠

They will also share some hints and tips to help you make better home-buying decisions. If you are a first time buyer then you can’t afford to miss this!

First Time Buyer Stories | Episode 1: Jordan & Sophie

Welcome to episode 1 of “First Time Buyer Stories” where I chat with ‘real-life’ first time buyers, Jordan & Sophie who will give you some insight on their own home buying journey .

They will also share some hints and tips to help you make better home-buying decisions. If you are a first time buyer then you can’t afford to miss this!

Help to Buy Equity Loan 2021-2023

In this video I tell you everything you need to know about the new Help to Buy Equity Loan scheme 2021-2023.

How To Repay The Help to Buy Equity Loan By Remortgaging

This video explains everything you need to know about repaying your Equity Loan with a Remortgage.

How Many Pay Slips Do I Need For A Mortgage?

Many FIRST-TIME BUYERS wrongly believe you need 3-6 months pay slips in order to apply for a mortgage… in this short video I tell you exactly how many pay slips you actually need!

Gifted Deposits – UK Mortgages

A recent report shows that 84% of parents help their children to get on the ladder with 57% gifting a deposit. 🏠

This short video tells you what you need to know if part of your deposit is being gifted.

95% Mortgages Explained – UK Mortgages

95% MORTGAGES… what you need to know in 90 seconds!

In this short video I explain everything you nee to know about the new 95% mortgage scheme.

Joint Borrower Sole Proprietor Mortgage

NEED TO BORROW MORE THAN YOUR SOLE INCOME ALLOWS?? The Joint Borrower Sole Proprietor Mortgage may be the solution!

What Is A Mortgage?

This video is aimed at young adults and school leavers, it explains in basic terms what a mortgage is. Let’s face it, you’re not taught about real life matters when you’re at school, in the video I cover the basics of everything you need to know.

Obtaining A Mortgage After Furlough – Mortgages UK

Obtaining a mortgage after furlough can be tricky – this video explains everything you need to know!

3 Mistakes to Avoid When Applying For A Mortgage

To maximise your chances of being approved for a mortgage you need to avoid these pitfalls.