Making your dream home a reality

Thomas Honour is an independent, home-buying specialist firm, providing personal, honest mortgage advice and insurance products for first-time buyers, home movers and property investors, wanting to secure the most suitable mortgage and protection deals from an extensive number of recognised lenders and providers.

Based in Brackley, we cover Northamptonshire, Oxfordshire and Buckinghamshire.

Mortgage & Protection Services

Taking out a mortgage is renowned for being a really stressful process. If you are losing sleep over:

You are not alone. The numerous mortgage products and industry-specific jargon can leave you feeling overwhelmed and often scared of making the wrong decision.

That’s why we want to make the process as simple as possible so that you don’t have to fret about your application being accepted, choosing the right product, or having sufficient equity to borrow enough for your next property.

Whether you’re looking to get your foot on the property ladder, move to a bigger home or change your mortgage deal, we can help. We can address key lenders in the whole of the UK mortgage market, including those private banks who do not have a high-street presence, to guarantee you get the best mortgage deal.

Because for us, what truly matters is you.

Our Services Include

Mortgages & Loans

We search the whole of the UK mortgage market to enable you to grab the property you want. From First Time Buyers, Remortgages, Home Movers, Joint Borrower/ Sole Proprietor Mortgage, Buy-To-Let Mortgages, Limited Company Buy-To-Let Mortgage, HMO Mortgages to Help-To-Buy Equity Loans, Shared Ownership, Second Charge Mortgages, Bridging Finance, and Specialist Mortgages, we have you covered when it comes to finding the deal that’s right for you.

Insurance & Protection

Although sometimes the best things in life come with risks ‒ from investing in property, starting a business to having your first child ‒ ensuring you and your loved ones are protected is always in your best interest. Taking the right insurance to cover you for life’s mishaps not only can provide you with peace of mind, but long-term financial stability.

Google Reviews

  • Thomas & the team are very attentive, knowledgeable and personable. Would highly recommend

    Kristina Chodyniecki Avatar
    Kristina Chodyniecki
    26/03/21
  • I could not recommend Thomas Honour Mortgages enough! Not only did Tom react very quickly to our needs, but he was hugely informative, helpful, professional and supportive. As a first time buyer we had lots of questions and queries, but Tom made everything crystal clear and supported us through the whole process. We will absolutely be using you again. Thank you to Tom and all the team!

    Mebe Gorne Avatar
    Mebe Gorne
    20/03/21
  • We were recommended Thomas Honour Mortgage Services when buying our second home. From start to finish Thomas and Joseph we very helpful and professional. Moving is a very stressful process but dealing with them was stress free and easy.We would strongly recommend Thomas Honour Mortgage Services to anyone.

    Luke Avatar
    Luke
    05/03/21
  • Thomas was an absolute joy to work with on the purchase of our house. There were times when it seemed impossible to find a solution amidst the pandemic backdrop, but his calm, clear help kept us positive and resulted in an excellent conclusion. He acted very quickly throughout and stuck with us to a successful end, for which we will always thank him very much.

    R P Avatar
    R P
    05/03/21
  • Firstly a huge thank you to Tom and his wonderful team for guiding me through the minefield that is purchasing a house. I approached Tom with worry and stress about the whole process and was completely unsure as what to expect. After our first phone conversation, I was immediately put at ease. Tom has a wealth of knowledge and professionalism that really helped relax me and make the whole process a breeze. Once lockdown is over you are all more than welcome to come and have drinks at my new pad. THANK YOU AGAIN!!

    Stewart Harwell Avatar
    Stewart Harwell
    05/03/21
  • Absolutely amazing service. We can’t thank Tom and the team enough for all of their help and guidance throughout this entire process.As first time buyers we were pretty nervous about what to expect when buying a home and had A LOT of questions. Tom made everything so straight forward and easy - answering all our questions no matter how big or small.Thank you so much for everything you have done for us so far and for all of your patience. You have made what we expected to be a super stressful process completely stress free!If you require help with mortgages,... read more

    Rory Siret Avatar
    Rory Siret
    05/03/21
  • Tom and his team have been superb all the way through the process of buying our first house. What initially seemed liking a daunting process was made to be quick, easy and stress free as this brilliant company took the reigns and secured everything that was necessary to purchasing our new home. The communication has been consistent and plentiful and Tom has personally seen to answering all of our questions whilst being incredibly reassuring and friendly. Joseph has been in contact throughout every stage-we couldn't have felt more looked after. We will be passing on the details of this company... read more

    Kelly Addison Avatar
    Kelly Addison
    24/02/21
  • Thomas and the team have been fantastic with support and he service I have received and are still helping me now even once the mortgage has been approved.

    Kirsty Mundy Avatar
    Kirsty Mundy
    18/02/21
  • Thomas is a top guy, and his whole team are. My remortgaging process was quick and easy, couldn’t recommend them enough.

    Adam Richards Avatar
    Adam Richards
    04/02/21
  • Thomas honour mortgages came highly recommended, and have not been disappointed, Thomas has gone above and beyond to help us find out right mortgage! Highly recommend.

    Sam Laidler Avatar
    Sam Laidler
    04/02/21
  • Tom and his team have been amazing at helping us to get a new place!We were remortaging one property to help us afford another and so there were a number of moving parts. Tom and his team helped to allay any stress from what should be a very stressful process.He was very knowledgeable and very open and honest with us - ensuring that we understood all of the required steps. He was always available and I am really grateful for the support that he gave us. He went above and beyond. Thank you Tom!

    Jaime Philcox Avatar
    Jaime Philcox
    04/02/21
  • Tom and his team have been amazing at helping us to get a new place!We were remortaging one property to help us afford another and so there were a number of moving parts. Tom and his team helped to allay any stress from what should be a very stressful process.He was very knowledgeable and very open and honest with us - ensuring that we understood all of the required steps. He was always available and I am really grateful for the support that he gave us. He went above and beyond. Thank you Tom!

    Jaime Philcox Avatar
    Jaime Philcox
    29/01/21
  • Highly recommend Tom and his team. They made the whole mortgage application process completely stress free. All information was super clear and explained really well. Communication throughout the process so I knew what was happening at each stage. Mortgage was approved within days! Thank you Tom and team for such an amazing service!

    Jon Newman Avatar
    Jon Newman
    28/01/21
  • Tom and his team have provided an absolutely fabulous service whilst getting me a mortgage offer. I would recommend them to anyone looking for a professional, responsive and knowledgeable broker.I started speaking with Tom about my mortgage options back in June, and through several situation changes he provided excellent advice which has enabled me to offer on a property which I would have previously thought was out of my budget.The whole team have been prompt and friendly to deal with throughout the process, including over the Christmas period. They liaised with both the sale agent and mortgage company in advance... read more

    Libby Foster Avatar
    Libby Foster
    11/01/21
  • Tom and his team have provided an absolutely fabulous service whilst getting me a mortgage offer. I would recommend them to anyone looking for a professional, responsive and knowledgeable broker.I started speaking with Tom about my mortgage options back in June, and through several situation changes he provided excellent advice which has enabled me to offer on a property which I would have previously thought was out of my budget.The whole team have been prompt and friendly to deal with throughout the process, including over the Christmas period. They liaised with both the sale agent and mortgage company in advance... read more

    Libby Foster Avatar
    Libby Foster
    06/01/21
  • Tom was a huge help for us through the process of discussing with us our mortgage options through to having it accepted. He was very responsive and informative. We asked quite a few questions and got in touch with questions at short notice and he was always happy to give us a call to discuss. Our mortgage was accepted very quickly with the help of Tom and his team. We would definitely recommend him and use his services again.

    Alice Healey Avatar
    Alice Healey
    30/12/20
  • Can’t thank Tom enough for his services!! Before using Tom we was pushed by our new build customer service team to use their in house approved mortgage advisor, which from day 1 did not fill us with confidence. We then chose to select our own and used Toms services which turned out to be the best decision. From the get go he was on the ball and determined to find us a mortgage to buy our dream home. He was very responsive, professional and at the end of a phone or email at all times which gave us the feeling... read more

    Leon Leroy Byfield Avatar
    Leon Leroy Byfield
    29/12/20
  • Both Thomas and Joseph have been so helpful and kept us in the loop throughout the process. An absolute pleasure to deal with!

    kara tuckey Avatar
    kara tuckey
    24/12/20
  • I would highly recommend any one buying a new home to use Thomas Honour mortgage services. They have help myself and my wife without uneccasry stress and dealt with everything keeping us upto date with progress and going over and above contacting my legal eagles i used to ensure everything is on track. The documentation upload is easy to use and they will ask for any information needed in a timely manner. Again - Highly recommended.

    Jason Cattermole Avatar
    Jason Cattermole
    02/12/20
  • I cannot thank Tom and his team enough for the support they have given me as a first time buyer in securing my mortgage and completing on my home.I approached Tom about two months ago after a bad experience with a free mortgage adviser where I was left with no mortgage in place and an offer accepted on the house I wanted to purchase.Tom arranged a new mortgage for me and also appointed a new solicitor when my original ones weren’t able to support. He has liaised and chased throughout the process so I haven’t had to worry about getting... read more

    Danielle Izenstain Avatar
    Danielle Izenstain
    19/11/20

About Us

Thomas Honour Mortgage Services is a family-run business, born from a deep desire to help people make their dreams a reality and obtain the finance they need for the property they want.

Today, they are a passionate team of three, committed to delivering a welcoming, professional service which enables people to gain access to better deals, leading to a happier lifestyle.

Helping clients with mortgage and insurance products across Northamptonshire, Oxfordshire & Buckinghamshire

Blog

You’ll find a variety of articles about mortgages, property and everything in between!

Video Resources

95% Mortgages Explained – UK Mortgages

95% MORTGAGES… what you need to know in 90 seconds!

In this short video I explain everything you nee to know about the new 95% mortgage scheme.

Joint Borrower Sole Proprietor Mortgage

NEED TO BORROW MORE THAN YOUR SOLE INCOME ALLOWS?? The Joint Borrower Sole Proprietor Mortgage may be the solution!

What Is A Mortgage?

This video is aimed at young adults and school leavers, it explains in basic terms what a mortgage is. Let’s face it, you’re not taught about real life matters when you’re at school, in the video I cover the basics of everything you need to know.

Obtaining A Mortgage After Furlough – Mortgages UK

Obtaining a mortgage after furlough can be tricky – this video explains everything you need to know!

3 Mistakes to Avoid When Applying For A Mortgage

To maximise your chances of being approved for a mortgage you need to avoid these pitfalls.
First Time Buyer Deposit

In this short video I discuss your options for a deposit ☝🏼

Why Your Agreement in Principle is Worthless

What most brokers and agents do not want you to know 🤫