Making your dream home a reality

Thomas Honour is an independent, home-buying specialist firm, providing personal, honest mortgage advice and insurance products for first-time buyers, home movers and property investors, wanting to secure the most suitable mortgage and protection deals from an extensive number of recognised lenders and providers.

Based in Brackley, we cover Northamptonshire, Oxfordshire and Buckinghamshire.

Mortgage & Protection Services

Taking out a mortgage is renowned for being a really stressful process. If you are losing sleep over:

You are not alone. The numerous mortgage products and industry-specific jargon can leave you feeling overwhelmed and often scared of making the wrong decision.

That’s why we want to make the process as simple as possible so that you don’t have to fret about your application being accepted, choosing the right product, or having sufficient equity to borrow enough for your next property.

Whether you’re looking to get your foot on the property ladder, move to a bigger home or change your mortgage deal, we can help. We can address key lenders in the whole of the UK mortgage market, including those private banks who do not have a high-street presence, to guarantee you get the best mortgage deal.

Because for us, what truly matters is you.

Our Services Include

Mortgages & Loans

We search the whole of the UK mortgage market to enable you to grab the property you want. From First Time Buyers, Remortgages, Home Movers, Joint Borrower/ Sole Proprietor Mortgage, Buy-To-Let Mortgages, Limited Company Buy-To-Let Mortgage, HMO Mortgages to Help-To-Buy Equity Loans, Shared Ownership, Second Charge Mortgages, Bridging Finance, and Specialist Mortgages, we have you covered when it comes to finding the deal that’s right for you.

Insurance & Protection

Although sometimes the best things in life come with risks ‒ from investing in property, starting a business to having your first child ‒ ensuring you and your loved ones are protected is always in your best interest. Taking the right insurance to cover you for life’s mishaps not only can provide you with peace of mind, but long-term financial stability.

Google Reviews

  • Great personalised service that has helped me and my partner get a mortgage for our first house. Tom was very willing to meet our needs and answer any questions we had- fantastic service.

    Imogen Gregg Avatar
    Imogen Gregg
    21/05/21
  • Great advice and support every step of the way, timely updates, happy to adapt to changing circumstances. A pleasure to deal with

    Jackie Harrington Avatar
    Jackie Harrington
    18/05/21
  • We are in the process of buying out first home through Tom. After a disappointing start with a different mortgage company, we were recommended Tom by a number of friends and family. After the first interaction with Tom, we knew we were in safe hands and all the worries and stress went away. Tom and his team has been an absolute pleasure to work with and kept us updated at every stage of the process and have answered all of our questions and concerns along the way. We have both already recommended Tom and his team to a number... read more

    Hannah Hill Avatar
    Hannah Hill
    18/05/21
  • Thomas Honour Mortgage Services have been great, helping me talk through my options for selling my current property and buying a new place. Thomas and his staff have always been polite, friendly and easy to talk to and they've kept me updated every step of the way in my mortgage application. No question or query has ever been treated as unnecessary or daft, reassuring me on anything that I had concerns about. All of the information is laid out in a clear and easy to understand format, so as not to bamboozle me with the jargon or... read more

    Francesca Williams Avatar
    Francesca Williams
    18/05/21
  • We have recently bought our first property with the help of Thomas Honour Mortgage Services. From start to finish, Tom and his team were very helpful and ensured we had stress-free process. More often than not, they had the answers before we even had the questions! Their service is extremely professional, highly knowledgable and very friendly. We will not hesitate to use this local business again!

    Ash Barnard Avatar
    Ash Barnard
    04/05/21
  • Hugely recommend Thomas and his team! Made the process very simple and was on hand every step of the way.

    josh cavanagh Avatar
    josh cavanagh
    03/05/21
  • Tommy and his team have delivered an exceptional customer experience from start to finish of our remortgage process and I couldn’t recommended highly enough.

    Dan Savin Avatar
    Dan Savin
    26/04/21
  • A fantastic, helpful service. We got a full mortgage offer just 2 days after submitting the application! He really know his stuff, and is clearly able to help anyone in any situation. As a first time buyer with complicated financials we thought it would be a lot more tricky, but we're really pleased with the outcome.

    Pete Charlton Avatar
    Pete Charlton
    24/04/21
  • Could not have been more helpful. Going in as a first time buyer, Thomas and the team made the entire process simple, quick and stress free. Would highly recommend!!

    Alex Davies Avatar
    Alex Davies
    23/04/21
  • Thomas has been a great help in purchasing a buy to let property. Not only with guiding me through the options available to me and the most suitable products from the lenders, but also gave great advice for the property selection, viewing process and submitting an offer.There was regular contact, and he was always quick to respond to the odd question here and there. He and his team have been very friendly and helpful.Thomas has made what was a daunting process very simple for me. I would highly recommend!

    Richard Mckeown Avatar
    Richard Mckeown
    11/04/21
  • Brilliant service, good value for money, and all done in a very quick time frame. Thank you Tom, you have a 10/10 company i will be shouting from the roof tops about you and your company. If i know anyonw who needs advice or wants to buy a house your number will be the only one i will give.Thanks againDean

    Dean Mulcahy Avatar
    Dean Mulcahy
    09/04/21
  • Thomas and his team have been incredible in the process of my partner and I buying our first home. They have made the experience so much less stressful, and their knowledge has helped us countless times. Would recommend them a thousand times over! Such an incredible company, such lovely genuine people who have your best interests at heart.

    Jaz French Avatar
    Jaz French
    03/04/21
  • As a first-time buyer, Tom and his team have made purchasing a property a completely stress-free experience thanks to their expertise, excellent communication and outstanding service. Tom has personally answered all of my questions in a fast and friendly manner and guided me throughout the entire process to help me buy my dream property.I would highly recommend Thomas Honour Mortgage Services to anyone looking to purchase a property. Thank you for your help!

    Ana Vujasevic Avatar
    Ana Vujasevic
    03/04/21
  • Thomas & the team are very attentive, knowledgeable and personable. Would highly recommend

    Kristina Chodyniecki Avatar
    Kristina Chodyniecki
    26/03/21
  • I could not recommend Thomas Honour Mortgages enough! Not only did Tom react very quickly to our needs, but he was hugely informative, helpful, professional and supportive. As a first time buyer we had lots of questions and queries, but Tom made everything crystal clear and supported us through the whole process. We will absolutely be using you again. Thank you to Tom and all the team!

    Mebe Gorne Avatar
    Mebe Gorne
    20/03/21
  • Firstly a huge thank you to Tom and his wonderful team for guiding me through the minefield that is purchasing a house. I approached Tom with worry and stress about the whole process and was completely unsure as what to expect. After our first phone conversation, I was immediately put at ease. Tom has a wealth of knowledge and professionalism that really helped relax me and make the whole process a breeze. Once lockdown is over you are all more than welcome to come and have drinks at my new pad. THANK YOU AGAIN!!

    Stewart Harwell Avatar
    Stewart Harwell
    05/03/21
  • Absolutely amazing service. We can’t thank Tom and the team enough for all of their help and guidance throughout this entire process.As first time buyers we were pretty nervous about what to expect when buying a home and had A LOT of questions. Tom made everything so straight forward and easy - answering all our questions no matter how big or small.Thank you so much for everything you have done for us so far and for all of your patience. You have made what we expected to be a super stressful process completely stress free!If you require help with mortgages,... read more

    Rory Siret Avatar
    Rory Siret
    05/03/21
  • Thomas was an absolute joy to work with on the purchase of our house. There were times when it seemed impossible to find a solution amidst the pandemic backdrop, but his calm, clear help kept us positive and resulted in an excellent conclusion. He acted very quickly throughout and stuck with us to a successful end, for which we will always thank him very much.

    R P Avatar
    R P
    05/03/21
  • We were recommended Thomas Honour Mortgage Services when buying our second home. From start to finish Thomas and Joseph we very helpful and professional. Moving is a very stressful process but dealing with them was stress free and easy.We would strongly recommend Thomas Honour Mortgage Services to anyone.

    Luke Avatar
    Luke
    05/03/21
  • Tom and his team have been superb all the way through the process of buying our first house. What initially seemed liking a daunting process was made to be quick, easy and stress free as this brilliant company took the reigns and secured everything that was necessary to purchasing our new home. The communication has been consistent and plentiful and Tom has personally seen to answering all of our questions whilst being incredibly reassuring and friendly. Joseph has been in contact throughout every stage-we couldn't have felt more looked after. We will be passing on the details of this company... read more

    Kelly Addison Avatar
    Kelly Addison
    24/02/21

About Us

Thomas Honour Mortgage Services is a family-run business, born from a deep desire to help people make their dreams a reality and obtain the finance they need for the property they want.

Today, they are a passionate team of three, committed to delivering a welcoming, professional service which enables people to gain access to better deals, leading to a happier lifestyle.

Helping clients with mortgage and insurance products across Northamptonshire, Oxfordshire & Buckinghamshire

Blog

You’ll find a variety of articles about mortgages, property and everything in between!

Video Resources

How Many Pay Slips Do I Need For A Mortgage?

Many FIRST-TIME BUYERS wrongly believe you need 3-6 months pay slips in order to apply for a mortgage… in this short video I tell you exactly how many pay slips you actually need!

Gifted Deposits – UK Mortgages

A recent report shows that 84% of parents help their children to get on the ladder with 57% gifting a deposit. 🏠

This short video tells you what you need to know if part of your deposit is being gifted.

95% Mortgages Explained – UK Mortgages

95% MORTGAGES… what you need to know in 90 seconds!

In this short video I explain everything you nee to know about the new 95% mortgage scheme.

Joint Borrower Sole Proprietor Mortgage

NEED TO BORROW MORE THAN YOUR SOLE INCOME ALLOWS?? The Joint Borrower Sole Proprietor Mortgage may be the solution!

What Is A Mortgage?

This video is aimed at young adults and school leavers, it explains in basic terms what a mortgage is. Let’s face it, you’re not taught about real life matters when you’re at school, in the video I cover the basics of everything you need to know.

Obtaining A Mortgage After Furlough – Mortgages UK

Obtaining a mortgage after furlough can be tricky – this video explains everything you need to know!

3 Mistakes to Avoid When Applying For A Mortgage

To maximise your chances of being approved for a mortgage you need to avoid these pitfalls.
First Time Buyer Deposit

In this short video I discuss your options for a deposit ☝🏼

Why Your Agreement in Principle is Worthless

What most brokers and agents do not want you to know 🤫